Mortgages Designed for You.

The Samantha Garrod Mortgage Team provides mortgage and financial planning services to Muskoka and surrounding areas. Our team of experienced licensed professionals is dedicated to providing a truly exceptional mortgage experience.

and Simple Lending.

“As first-time cottage buyers we were very intimidated with the entire financing process, and had many questions. We are so thankful we found Samantha! She is super knowledgeable and really put us at ease. She got back to any emails or texts within minutes, and always made us feel like we were her only client. Our dream of owning a cottage has come true thanks to Samantha! Would 100% recommend her for your home or cottage financing!

Neil Faller


Purchasing a home is a big decision. The team is here to ensure the buying process is as simple and smooth as possible. Clients can expect to receive the highest level of service and care.

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Begin the process of owning a cottage or vacation property by obtaining a pre-approved mortgage. Knowing your budget can help when considering choices. We are prepared and ready to discuss all available options.

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Rental Properties

Earning additional income aids in achieving financial goals in a shorter period of time. Rental properties are a long-term investment that generates extra money each month. The team will examine and analyze feasible financing options.

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Refinancing & Debt Consolidation

Refinancing a current mortgage loan can assist with paying off or consolidating debt. Combining multiple loans into a single monthly payment may be an available option. Our financial assessment tools can determine a course of action.

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Purchase Plus

Sometimes a property is almost perfect. Including renovation costs in a mortgage loan may be possible with a Purchase Plus Improvement Mortgage. Review the requirements of this option with one of our knowledgeable team members.

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Made Effortless.

Working with a mortgage broker has never been easier. The SG Mortgage Team offers support and advice to assist clients in evaluating and completing their goals. We offer a range of services and are committed to finding the best possible fit for our clients.